ConnectOne Bank Looking for Senior Credit Analyst at Newark, New Jersey Full Time

Position

The Senior Credit Analyst is responsible for the written analysis and underwriting of the credit worthiness of new loan proposals as well as existing loans, identifying policy exceptions and other credit issues in order to identify and protect the asset quality of the Bank’s commercial loans.

Key Responsibilities

• Support the Bank’s People First focus and rules of engagement-maintaining a professional demeanor, working as an active member of the CNOB team, providing clients with excellent service, always striving to make CNOB A Better Place to Be.
• Prepare credit analyses for loan requests including evaluating financial statement, collateral analysis, risk rating recommendations, trend analysis, identifying proposed credit’s strengths and weaknesses.
• Prepare a written recommendation as to whether the proposed loan should be approved as presented or provide alternate loan structure recommendations as may be appropriate.
• Prepare financial statement spread sheets which include a measurement of various financial ratio trends to evaluate financial status.
• Assist the Commercial Loan Officers and Portfolio Managers with the completion of annual loan reviews, as required.
• Help and mentor Credit Analysts and Junior Credit Analysts.
• Assist in annual financial statement follow-up to borrowers and tracks and monitor the receipt by the Bank of this information.

Requirements:

Knowledge

• Knowledge of relevant Federal and State banking regulations.
• Working knowledge of basic accounting principles and credit concepts.
• Credit training.
• Basic knowledge of loan types and loan structures.

Skills

• Five to seven years of commercial loan analysis experience.
• Good understanding of basic loan documentation and general banking principles.
• Excellent PC skills, including a good working knowledge of Microsoft Word and Excel.

Abilities

• Strong People First interest and ability.
• Excellent verbal and written communication skills.

Other Requirements

• Undergraduate degree preferred; but commensurate on-the-job experience is acceptable.

ConnectOne Bank is an equal opportunity employer and does not discriminate with respect to any term, condition or privilege of employment based on race, color, religion, sex, sexual orientation, gender identity or expression, age, disability, military or veteran status, marital status, or status of an individual in any group or class protected by applicable federal, state, or local law.

ConnectOne Bank also provides reasonable accommodations for qualified individuals with disabilities in accordance with the Americans with Disabilities Act and applicable state and local laws. If an accommodation is needed to participate in the job application or interview process, please contact Talent Acquisition.

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