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Who we are:
Shape a brighter financial future with us.
Together with our members, we’re changing the way people think about and interact with personal finance.
We’re a next-generation fintech company using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.
The role
This role will be a part of SoFi’s Operations and Risk Business Controls team within the 1LOD. Our 1LOD team facilitates and drives consistent implementation/execution of core 2LOD Risk Management programs such as RCSA, Control Testing, and Risk Reporting. Business Controls serves as an advisor to the business units, an accelerator of satisfactory risk management, and an execution function for 1LOD independent control testing. The RCSA Senior Analyst role will partner closely with the risk owners, the Director of Functional Controls for Fraud, and the 1LOD to identify risks and controls and provide guidance in the development, mapping, and testing of effective controls to mitigate risks.
By joining SoFi, you’ll become part of a forward-thinking company that is transforming financial services for the better. We offer the excitement of a rapidly growing startup with the stability of an industry leading leadership team.
What you’ll do:
- Partner with the Fraud COE consisting of Fraud Prevention Strategy, Analytics, Global Operations, Detection, and Investigative Units in the identification, documentation, and assessment of key risks.
- Provide guidance in the development, documentation, and mapping of controls to mitigate risks
- Determine adequacy of controls identified by business units to mitigate relevant risks
- Develop process maps for business processes and products
- Work with business units to ensure timely review and updates to the risk assessment and control documentation and conducting and documenting walkthroughs of various business processes
- Document all risks and levels, build and execute control testing in accordance with program requirements
- Support business units to provide awareness of enterprise risk frameworks, policies, programs, processes, etc.
- Demonstrate strong relationship-building skills in order to support consistent high-quality execution of the RCSA program within the Business Control Team and across all lines of defense
- Calibrate and drive alignment with 2LOD on quality, consistency, and level of depth with RCSAs as part of the Risk Management Policy
- Drive culture of risk awareness
What you’ll need:
- Bachelor’s degree
- 4+ years of relevant experience developing/managing risks and controls (RCSA)
- Experience in banking and/or fintech industry
- Experience mapping complex processes and identifying risks and control points
- Preferred experience working in Fraud Prevention and / or Fraud Operations
- Knowledge of banking products, processes and regulations
- Experience with GRC systems
- Comfort in managing and prioritize simultaneous workflows and activities
- Excellent critical, creative and data thinking, decision-making and innovative problem-solving skills
- Strong collaboration and influencing skills
- Strong interpersonal, verbal, and written communication skills; capable of writing documentation, and interacting positively with management and colleagues
- Ability to provide consultation to first line business leaders in consideration of the business strategy and risk management objectives
- Community Bank experience, preferred
Compensation And Benefits
The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.
To view all of our comprehensive and competitive benefits, visit our Benefits at SoFi page!
SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.
Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.
New York applicants: Notice of Employee Rights
SoFi is committed to embracing diversity. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email [email protected].
Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.
Internal Employees
If you are a current employee, do not apply here – please navigate to our Internal Job Board in Greenhouse to apply to our open roles.
