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Job Description
Address : 135 N Church Street, Spartanburg, South Carolina, United States – 29306
Purpose Financial, Inc. is an innovative consumer financial services company that offers a diverse suite of credit products, promoting financial inclusion and meeting consumers wherever they are. Through its brands, the company is committed to helping customers achieve their version of financial stability in the moment and in the future. Since 1997, Purpose Financial has been a pioneer in the consumer credit and financial services market offering money solutions in over 1,200 storefronts locations and online lending. Providing services in over 27 states, Purpose Financial employs over 3,700 team members.
At Purpose Financial we are always on the lookout for motivated individuals who share in our values of mutual respect to join our team of outstanding professionals.
We offer:
Competitive Wages
Life/Health Benefits
401(k) Savings Plan
Educational Assistance
Paid Vacation/Holidays
Employee Discounts
Work-life Balance
Business Casual Environment
Paid Volunteer time off
Rewards and Recognition Program
EAP
To learn more about Purpose Financial visit Purpose Financial Website
Position Summary
The Treasury Analyst will be part of a highly effective team responsible for ensuring timely process validation, return / chargeback processing, problem resolution and defect research as it relates to the company’s payment and funding processes. This position supports operations in banking related and armored car issues. The Treasury Analyst will work to manage all operating bank relationships and functions, complete bank documentation and MSB requirements in a timely fashion. The Treasury Analyst is responsible for staying up to date with modern banking practices and offering suggestions to management for product and process improvements. They will be responsible for monitoring and reporting payment and funding trends to management on a daily or monthly basis. The Treasury Analyst also will support management with vendor management, invoicing, and monthly bank fee analysis.
Job Responsibility
Manages daily files to/from processors to be able to identify errors and quickly take corrective action to any issues identified.
Manages company’s process of returned items, including updating reports and identifying trends.
Dispute payment chargebacks, work with processors / banks to research trends and question oddities in any processing errors identified.
Review daily activity to help mitigate or identify fraud / defects.
Attend triage as needed and work to define / solve department process defects and enhancements.
Process corporate payments / remote deposits.
Work as point of contact for centers / vendors related to Armored Car issues, identify and dispute any billing errors related to service and manage setup.
Prepare materials that accurately report progress, status, or summaries for internal and external personnel.
Be able to identify and analyze activity trends to identify root causes, evaluate optimal solutions, and recommend comprehensive upgrades to prevent future issues.
Job Responsibilities Cont.
Manage operating bank relationships and provide support to company bank representatives accommodating paperwork or MSB documentation.
Record and analyze company bank fees and Treasury controllable cost.
Review cost saving processes and develop strategies to reduce spending (center activity, MICR, etc.).
Manage Treasury supplies (invoicing, place orders, confirm shipments, etc.).
Keep department HUB page up to date and facilitate department communications.
Monitor department telephone line / email to ensure 24 hr. response to reported issues.
Other duties as assigned by manager.
Work overtime if required by manager.
Understand, adhere to and enforce all corporate policies including, but not limited to, company vision, Code of Ethics and Information Security Policies.
Education Required
College degree in business field or equivalent experience.
Experience Required
Three to five years operational or banking experience preferred.
Knowledge Required
Excellent written and verbal communications skills; adaptability and flexibility to changing environment; and comfortable working in a dynamic, high volume, fast-paced environment. Ability to understand and ensure compliance with policies, procedures, and laws governing our industry/business and products.
Physical Requirements
Sitting for long periods of time; standing occasionally; walking; bending; squatting; kneeling; pushing/pulling; reaching; twisting; frequent lifting of less than 10 lbs., occasional lifting of up to 20 lbs.; driving and having access during the workday to an insured and reliable transportation; typing; data entry; grasping; transferring items between hands and/or to another person or receptacle; use of office equipment to include computers; ability to travel to, be physically present at, and complete the physical requirements of the position at any assigned location.
Competencies
Integrity/Compliance
Customer Advocacy
Interpersonal Skills
Resilience
Results/Accountability
Inclusiveness
Adaptability
Productivity
Travel
Attire
Business Casual
Other
Must be eligible to work in the USA and able to pass a background and credit check.
All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, or disability.
Requisition ID: 36583
