Versique Search & Consulting Looking for SVP, Senior Credit Officer (ID:44993) at Golden Valley, MN Full Time

This is a senior officer role to oversee the management aspects of the commercial credit approval process including but not limited to analysis, underwriting and related functions. In conjunction with the Chief Credit Officer and other credit officers in Credit Administration, acts as the reviewer and approver of credit requests from various geographies and commercial banking teams. Provides management of credit analysts and other credit administration personnel as designated.

Roles & Responsibilities

• Provides senior management with information/report detail regarding credit information, including various written reports for bank management and the board of directors.
• Provides input, development and review of Commercial Banking policies and procedures, including the formulation of loan policy and amendments.
• Conducts analyses of the bank’s credit-related risks, both broad and narrow in scope, through the study of Bank loan data and various economic, industry, and banking trends.
• Assesses total risk pertaining to requests for new or additional credit by new or existing customers, primarily through the analysis of financial statements and credit history.
• Works with Commercial/Ag Bankers in establishing proper credit structure.
• Underwrites all types of commercial loans through existing loan policy guidelines.
• Approves loans on an as needed basis, per loan policy. Presents to Chief Credit Officer for approval as designated.
• Conducts oral presentations and discussions to/with the bank’s lending staff, board of directors, and/or customers.
• Accompanies commercial lending personnel on customer calls as necessary to fulfill duties and responsibilities.
• Participates in the planning process for the Commercial/Ag Banking Division.
• Assists Chief Credit Officer with designated credits and special projects, including, but not limited to, Strategic Plan initiatives, CLOS administration and implementation, etc.
• Ensures that credit is in compliance with Federal and State banking laws and regulations.
• Leads, manages, and provides guidance for credit analysts and portfolio managers, collectively referred to underwriters, in the bank. Reviews structure and workflow of this group.
• Participates on bank and board committees:
• Member of Credit Committees as assigned by CCO; serves as designated Chairperson of select committees as assigned by the CCO.
• Member of the Loan Strategy Committee and takes part in all regional past due meetings.
• Facilitates or participate in meetings and other training or communication meetings as required.
• Represents the bank in the community through volunteer and community outreach roles as available.
• Performs other duties assigned.

Required Skills & Experience

• Bachelor’s degree or equivalent combination of post high school education and related work experience.
• In addition to education in the field of business or related field, 15+ years of related experience and/or training in a commercial credit environment, to include at least 10 or more years in a credit officer role; or equivalent combination of education and experience.

About Versique

Versique is a high-performance recruiting firm based in Minneapolis, MN specializing in interim solutions, direct hire, and executive leadership search. We believe people are the ultimate business advantage. Our experienced functional recruiting teams work within a variety of areas of expertise (HR, Finance & Accounting, Demand Generation, IT, and Engineering) and broad industries (Healthcare, Banking, Consumer Packaged Goods, Manufacturing, Private Equity, and Family-Owned). Voted as a “Star Tribune Best Places to Work” three years in a row by our employees, Versique is one of the largest and fastest growing staffing and recruiting firms in the Midwest. The Versique brand represents a powerful combination of “versatile” and “unique” as it hints at the concept of “search” in its pronunciation: ver-seek.

Versique is an equal opportunity employer committed to creating a diverse workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability, or veteran status, among other factors.