Stout Looking for Analyst, Structured Finance at New York, NY Full Time

At Stout, we’re dedicated to exceeding expectations in all we do – we call it Relentless Excellence ® . Both our client service and culture are second to none, stemming from our firmwide embrace of our core values: Positive and Team-Oriented, Accountable, Committed, Relationship-Focused, Super-Responsive, and being Great communicators. Sound like a place you can grow and succeed? Read on to learn more about an exciting opportunity to join our team.

Analyst Structured Finance – Job Description

General Purpose: Stout’s Structured Finance team utilizes our deep industry experience in residential, consumer, and commercial lending and securitization, as well as financial technology and structured credit investments, to perform independent third-party valuations for periodic NAV calculations, capital markets advisory, platform and transaction due diligence, and sourcing. Our services cover the entire lending cycle from origination to disposition. We serve both large and boutique hedge funds, residential mortgage loan originators and services, specialty finance firms, Fintech lenders and financial industry regulators.

Our coverage spans whole loans (residential mortgages, unsecured consumer loans, commercial real estate loans, merchant cash advances, and specialty finance loans), Agency MBS (Spec pools, IOs, CRTs), Non-Agency RMBS (Non-QM, NPL/RPL, HELOC, SFR, Timeshares, Reverse Mortgages), ABS (Aircraft, Containers, Solar), CMBS, CLOs, credit facilities, warehouse lines, private securitizations, and servicing rights.

Major Duties and Responsibilities:

• Assist in all aspects of Structured Finance practice including execution of ongoing valuation and advisory work, cashflow modeling, onboarding new clients and investments, creating pitchbooks, idea generation for new initiatives, fixed income credit market research.

• Execute ongoing valuation projects, receive monthly investment performance updates from clients, determine month-over-month changes and trends in asset performance, update valuation assumptions using relevant indices and trade color, write narrative valuation reports, present valuation for internal review.

• Model specialty finance asset cashflows and bespoke waterfall structures; capturing unique payment mechanisms of underlying assets, deal structure, triggers, covenants, etc.

• Analyze large amounts of data to assess trends, project probability of default, loss severities, and prepayment rates; conduct back testing and calibrate assumptions on an ongoing basis.

• Track new issuance and trading volumes/spreads, analyze trade color and comparable transactions to determine market yields.

• Read and summarize large volumes of deal documents, securitization prospectuses, monthly remittance reports, industry research, rating agency pre-sale reports.

Knowledge, Skills & Abilities:

• Bachelor’s Degree in finance or similar field.

• Minimum of two years of experience in finance with an emphasis in complex problem solving, data analytics, or related competencies.

• Genuine interest in understanding fixed income markets and analytics. Strong quantitative and verbal/written skills.

• Expert level knowledge of Microsoft Excel with ability to both review and create sophisticated models, knowledge of Bloomberg fixed income analytics, familiarity with Intex cash flow modeling.

• Programming experience in languages such as R, VBA, Python.

• Understanding of the valuation methodologies used for these assets (primarily discounted cash flow modeling).

• Excellent multi-tasking, planning and organization skills, along with strong attention to detail.

• Ability to comprehend the drivers of valuation for complicated financial instruments and to communicate technical, financial, and modeling concepts in a manner that is easily understandable to clients and colleagues.

For individuals assigned to work in New York City, Stout is required by law to include a reasonable estimate of the compensation range for this role. The range for this role takes into account several factors including but not limited to prior work and industry experience, education level, and unique skills. The disclosed range estimate has not been adjusted for any applicable geographic differential associated with the location at which the position may be filled. It is not typical for an individual to be hired at or near the top of the range for their role and compensation decisions are dependent on the facts and circumstances of each case. A reasonable estimate of the current range is $90,000 to $110,000. This role is also anticipated to be eligible to participate in an annual bonus plan. Information about benefits can be found here – ~~~ .

Why Stout?

Our goal is to provide a comprehensive Total Rewards program that includes competitive compensation, benefits & wellness programs that allows employees to choose what’s most important to them at any life stage. At Stout, we are committed to the personal and professional development of our employees while fostering a diverse and inclusive environment.

Stout Culture: We honor the fundamental value and dignity of all individuals. We are committed to representing and including the unique experiences, perspectives, and backgrounds of our people, partners, and the communities we serve. Our core values embrace a culture of inclusion and the equitable treatment of all team members, starting with Stout’s leadership and spreading across the organization. We strive to recruit, develop, and retain individuals with an array of talents, ideas, and experiences that propel the entrepreneurial spirit and exceptionalism that drive our success. To learn more about our commitment to diversity, equity, and inclusion, click here (~~~) .

Professional Development: To foster employee development we offer ongoing training and learning opportunities, employee resources groups, mentorship programming, and professional designation reimbursement. We believe in timely and proactive performance excellence, ongoing 360 feedback, clear performance expectations at each level, and quarterly check-ins with your manager ensure you are supported and growing your career.

Stout Benefits: Stout offers a variety of benefits to meet the ever-changing needs of our employees throughout their career at Stout. View our Benefits page (~~~) to see what this can look like for you.

Flexible Work Schedules: Work-life balance is important to us and we want our employees to have balanced lives, which is why we have a discretionary time off policy for all salaried exempt employees. This gives you the ability to take time off as appropriate.

The specific statements shown in each section of this description are not intended to be all-inclusive. They represent typical elements and criteria necessary to successfully perform the job.

Stout is an Equal Employment Opportunity / Affirmative Action employer. All qualified applicants will receive consideration for employment on the basis of valid job requirements, qualifications and merit without regard to race, color, creed, religion, sex (including pregnancy), sexual orientation, gender identity, national origin, physical or mental disability, age, protected genetic information, protected veteran status or any other characteristic protected by applicable local, state or federal law. Stout values a diverse workforce and strongly encourages women, people of color, members of the LGBTQ+ communities, veterans, people with disabilities and members of other underrepresented communities to apply.

Interested in joining a rapidly growing group of bright, ambitious professionals in a work environment that values culture, diversity, and personal growth? Stout might just be the right place for you.

Why Stout?

Our goal is to provide a comprehensive Total Rewards program that includes competitive compensation, benefits & wellness programs that allows employees to choose what’s most important to them at any life stage. At Stout, we are committed to the personal and professional development of our employees while fostering a diverse and inclusive environment.

Stout Culture: We honor the fundamental value and dignity of all individuals. We are committed to representing and including the unique experiences, perspectives, and backgrounds of our people, partners, and the communities we serve. Our core values embrace a culture of inclusion and the equitable treatment of all team members, starting with Stout’s leadership and spreading across the organization. We strive to recruit, develop, and retain individuals with an array of talents, ideas, and experiences that propel the entrepreneurial spirit and exceptionalism that drive our success. To learn more about our commitment to diversity, equity, and inclusion, click here (~~~) .

Professional Development: To foster employee development we offer ongoing training and learning opportunities, employee resources groups, mentorship programming, and professional designation reimbursement. We believe in timely and proactive performance excellence, ongoing 360 feedback, clear performance expectations at each level, and quarterly check-ins with your manager ensure you are supported and growing your career.

Stout Benefits : Stout offers a variety of benefits to meet the ever-changing needs of our employees throughout their career at Stout. View our Benefits page (~~~) to see what this can look like for you.

Flexible Work Schedules: Work-life balance is important to us and we want our employees to have balanced lives, which is why we have a discretionary time off policy for all salaried exempt employees. This gives you the ability to take time off as appropriate.

The specific statements shown in each section of this description are not intended to be all-inclusive. They represent typical elements and criteria necessary to successfully perform the job.

Stout is an Equal Employment Opportunity / Affirmative Action employer. All qualified applicants will receive consideration for employment on the basis of valid job requirements, qualifications and merit without regard to race, color, creed, religion, sex (including pregnancy), sexual orientation, gender identity, national origin, physical or mental disability, age, protected genetic information, protected veteran status or any other characteristic protected by applicable local, state or federal law. Stout values a diverse workforce and strongly encourages women, people of color, members of the LGBTQ+ communities, veterans, people with disabilities and members of other underrepresented communities to apply .

Interested in joining a rapidly growing group of bright, ambitious professionals in a work environment that values culture, diversity, and personal growth? Stout might just be the right place for you.

Stout has taken large strides to ensure that excellence comes from within our firm. Our people make us the great company that we are, and the exceptional service we provide clients is directly related to how we serve our own employees. In turn, Stout fosters a culture that allows employees to grow personally and professionally. The commitment to our values is reflected in the firm’s rich history and has helped us grow to where we are today.

Stout is committed to providing an alternative way to express your interest in our job opportunities if a disability inhibits you from applying online. Please call us at ~~~ to communicate that you are utilizing this accommodation to express interest in a specific open position. Please reference the job code to help us process your request.

Please understand that this option is only available to those in need of an accommodation related to a disability. All other requests regarding status of an application or a resume will not be provided by the use of this phone number.