MORSCO INC Looking for Credit Manager at Concord, North Carolina Full Time

The Credit Manager is responsible for the overall accounts receivable portfolio assigned to their defined region as it relates to credit, collection, communication, and staff needs. This includes supporting the assigned credit team on escalated issues and assisting the regional credit manager with AR reviews, training and development, and other manager duties as assigned.

KEY RESPONSIBILITIES
OPERATIONS
Lead and direct team member activities in absence of Regional Credit Manager
Perform underwriting analysis on GC’s/owners, sureties, and other pertinent parties for new jobs
Approve and apply unsecured shop limits within assigned authority (up to 150k)
Approve and apply job limits within assigned authority (up to 750k)
Perform complex analysis and interpret information received from corporate financial statements, D&B, NACM and other credit services to establish unsecured and secured credit extension
Prepare and submit necessary monthly reports to management regarding collection issues
Closely manage aging accounts and determine action needed
Perform collection call activity for accounts within the assigned territory
Review lien / bond filing dates to ensure compliance and protect collectability of AR
Follow all required state/federal lien/bond laws for branches assigned
Follow up on disputes timely and work with Regional/Branch and salesman to resolve
Determine legal action when necessary, including direct communication with legal representation
Authorize placement of accounts with collection agencies
Recommend bad debt write offs, reserves, and legal action when necessary
Communicate regularly and partner with Regional VP, Market Mgr, and salesman regarding collection matters and next steps
Lead branch AR call with credit team
Represent RCM on Regional leadership calls
Addresses escalated customer issues as required
Visit customers and branches as needed which will include some limited travel
Perform other duties as assigned

MinimuM Qualifications
Bachelor’s degree or equivalent credit experience
4-6 years previous experience in a credit/collections role
Excellent communication (written and verbal) skills and organizational skills

Preferred Qualifications
Bachelor’s Degree
Demonstrated ability to drive collection results
Demonstrated ability to develop and maintain customer relationships
4-6 years of credit lead experience

Our commitment to excellent customer service is just part of our story. We’re also dedicated to supporting our most valuable asset, our associates! One of the ways we do this is by offering a variety of high-quality benefits for our associates and their families.

All full-time associates are eligible for the following benefits:
Medical and Dental Insurance
Flexible Spending Accounts
Company-paid Life Insurance
Short Term Disability
401(k) Plan
Paid Time Off (PTO) – plus paid holidays

Voluntary benefits:
Additional Life Insurance
Long Term Disability
Cancer/Accident/Heart/Stroke Insurance
Vision Insurance
We’re an equal opportunity employer and we welcome diversity and inclusion! All applicants will be considered for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, protected veteran or disability status.