Finance of America Mortgage Looking for Outside Mortgage Loan Originator Fam at San Diego, CA, United States Full Time

Job Description

Sells loan products offered by the Company by meeting and calling on clients, referral sources, realtors, and business prospects at their homes and places of employment or in other social settings away from any Company office.
This position is classified as Outside Sales. Incumbents acknowledge that in performing their duty they must, during each work week, be customarily engaged away from the Company’s office locations, including a home office. They may not regularly conduct Company business from their home. Their commitment is required to spend a majority of work time each work week meeting customers where they are, away from the Company’s office, home office or other place of business to deliver their services.
EXPECTATIONS

• Utilizes knowledge, training and experience to solicit and promote the Company’s loan products.
• Spends the majority of their time calling on clients and business prospects.
• Analyzes customer circumstances for purchase or refinance, plus their financial background, and reviews the availability of all loan products that might fit their customer’s needs.
• Generates streams of lead flow from all available sources.
• Contacts each new lead, manage the lead with the programs provided, and quickly and accurately provides the information required for the borrower to make a decision.
• Develops meaningful, lasting relationships with each new lead and referral relationships.
• Oversees the process of selling the loan product to the client.
• Maintains strict compliance with regulations throughout all transactions.
• Completes continuing education and licensing courses.
• Stays up-to-date on changes in market conditions that affect the Company’s loan products.
• Performs other duties as assigned.

EDUCATION – REQUIRED

• High School Diploma

EDUCATION – PREFERRED

• BA – Bachelor of Arts

EXPERIENCE/SKILLS

• At least 2 years of experience originating mortgage loans
• Prior experience working with automated Loan Origination Systems
• Must at all times be able to meet any and all applicable qualifications and standards required for Loan Officer Licensure under the SAFE Act. Must remain current on any and all applicable registration, licensing and training obligations required under the SAFE Act and/or any other state, federal or local laws pertaining to Loan Officer Certification or standards
• Must spend the majority of your time engaged in business away from the office (including home offices)
• Expected to close a minimum of 5 loans per quarter
• Ability to determine appropriate interest rate quote to customers
• Ability to apply investor guidelines to specific sales situations
• Current knowledge of mortgage banking, all applicable laws, regulations and industry standards, as well as all company rules, procedures and policies
• Analytical skills
• Detail oriented
• Multi-tasking and prioritization skills necessary
• Ability to work in a fast paced environment under time constraints
• Ability to organize and coordinate projects
• Excellent customer service skills
• Ability to adapt to change quickly
• Strong interpersonal skills and must be a team player
• Excellent communication skills both written and verbal
• Proficient in MS Office Word, Outlook, and Excel

Additional Information
The above statements are intended to describe the general nature and level of work being performed by people assigned to this classification. They are not to be construed as an exhaustive list of all responsibilities, duties, and skills required of personnel so classified.
Finance of America is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, sex (including pregnancy), sexual orientation, religion, creed, age, national origin, physical or mental disability, gender identity and/or expression, marital status, veteran status or other characteristics protected by law.