Citizens Hiring for Finance Manager – Citizens Home Mortgage Job at New Jersey Full Time

Description

Everything you’ve done to get you where you are today will help you grow your career. When you work here, you’ll experience new things, create opportunities, think beyond your role, and make an impact. You’ll feel valued for who you are and supported to achieve what’s important to you, personally and professionally.

The Consumer Home Mortgage Finance organization serves as a trusted advisor for Citizens Home Mortgage, providing both strategic and tactical financial support. We are seeking a Finance Manager who will be a key member of the Consumer Home Mortgage Finance team, responsible for providing financial guidance to leaders and partners, and enhancing the financial tools, analyses, and processes we use to deliver the strategic priorities of the business. This job is a foundational opportunity to deepen the colleague’s knowledge of Home Mortgage Lending balance sheet strategy and the finance processes at Citizens, with the goal of continuing to advance and develop the individual in the organization.

Specific responsibilities include:

Providing decision support, such as:

• Analyze financial data, maintain, and create financial models to monitor and forecast mortgage balances and net interest income.
• Use the Quantitative Risk Management (QRM) framework to provide critical forecasting assumptions and outputs for prepayment speeds, runoff, yields, and cost of funds.
• Evaluate past results, perform variance/attribution analyses, identify trends, and make recommendations for improvements.
• Produce reporting for monthly finance reviews and quarterly investor relations materials.
• Occasionally present and discuss actuals and forecasts with business unit leaders.
• Identify and drive process improvements, including in management/organization of metric data, creation of standard and ad-hoc reports, tools, and dashboards.
• Cross-train with other areas within Mortgage Finance to provide back-up support and expand knowledgebase.

Providing tactical balance sheet support for the division:

• Manage and enhance the budget, forecast, and strategic plan process for Home Mortgage balance sheet and net interest income activity.
• Manage the balance sheet monthly close process, including necessary accruals/reclasses for reserves and discounts.
• Partner with Corporate Finance, Treasury, and Mortgage Capital Markets to ensure alignment with forward rate and cost of funds curves along with current pricing levels when creating forecasts.

Qualifications

Required Skills/Experience:

• 3-5 years related experience providing Finance support, preferably in Mortgage Finance or a Financial Services organization.
• Strong communication skills with a demonstrated ability to work effectively with internal colleagues and partners.
• Demonstrated ability to think deeply and understand the big picture, while working through the details required to ensure accountability for results.
• Experience operating in a dynamic, fast-paced, professional environment. Must have the ability to prioritize tasks and responsibilities needing to be accomplished, work independently, and organize resources in order to achieve desired results.
• Strong financial analysis foundation creating projections and models.
• Detail oriented, diligent, with strong organizational and analytical skills.
• Proficiency in data manipulation.
• Strong Microsoft Excel, PowerPoint, and Word skills.
• Proficiency with financial databases such as Oracle Hyperion Essbase/Smart View.
• Proficiency and experience in data, analytics and Business Intelligence including but not limited to: SQL and relational databases, SSAS tabular data models, DAX, Power Pivot, Power BI, SAS, Tableau, advanced Excel functions & pivot tables, statistical methods, etc.

Education, Certifications, and Other Professional Credentials:

• Bachelor’s degree in Accounting or Finance
• Master’s degree or other financial certifications preferred (MBA, CFA, CPA)

Hours & Work Schedule:

Hours per Week: 40 Hours

Work Schedule: Monday through Friday

Why Work for Us

At Citizens, you’ll find a customer-centric culture built around helping our customers and giving back to our local communities. When you join our team, you are part of a supportive and collaborative workforce, with access to training and tools to accelerate your potential and maximize your career growth.

Equal Employment Opportunity

Citizens, its parent, subsidiaries, and related companies provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to age, ancestry, color, citizenship, physical or mental disability or perceived disability, ethnicity, gender, gender identity or expression, genetic information, genetic characteristic, marital or domestic partner status, victim of domestic violence, family status/parenthood, medical condition, military or veteran status, national origin, pregnancy/childbirth/lactation, colleague’s or a dependent’s reproductive health decision making, race, religion, sex, sexual orientation, or any other category protected by federal, state and/or local laws.

Equal Employment and Opportunity Employer/Disabled/Veteran

Citizens is a brand name of Citizens Bank, N.A. and each of its respective affiliates.