What makes an AFF Compliance Risk Oversight Manager :
The Compliance Risk Oversight Manager will provide support to further develop and manage the American First Finance Inc. (AFF) Compliance Management System (CMS) program in alignment with AFF’s risk appetite. This position will work closely with internal and external stakeholders to provide expertise on regulatory compliance matters and detect and report upon compliance risks. Further, the role will focus on facilitating an appropriate compliance culture at AFF through enhancing compliance training and compliance-related policies and procedures.
This key contributor will apply their knowledge of compliance requirements and controls to develop and implement an effective policy and procedure review process and Compliance Training Program. The role also necessitates overseeing first line of defense practices and reviewing business controls to create timely and effective reporting and work product that mitigates compliance risks.
What we offer:
Competitive Salary + Bonus!
Flexible Time Off and Market Leading Benefits or Paid Time Off, Paid Holidays and Market Leading Benefits!
High-growth organization with advancement opportunities!
Diverse, Collaborative, & Fun Work Environment!
Roles and Responsibilities:
Implement, manage, and report on the AFF Compliance Training Program.
Review the design and effectiveness of policies and procedures, identify risks, and recommend risk-based improvements, as needed, in conjunction with applicable legal and regulatory requirements.
Review first-line and second-line regulatory compliance training activities to assure compliance with policies, procedures, laws, and regulations.
Review compliance program processes and controls and make risk-based recommendations.
Review and report upon industry trends (e.g., enforcement actions) and recommend best practices.
Manage milestones to deliver timely results and prioritize and track project schedules.
Maintain knowledge of industry rules, regulations, and best practices to ensure compliance program adheres to regulatory standards and stakeholder expectations.
Become well-versed in products serviced by AFF and create policies, procedures, and training that are effective for new and improved products and product features.
Review and assist with the development of AFF Compliance Risk Assessment to document and assess inherent risks and control effectiveness ratings.
Collaborate with stakeholders to resolve compliance program weaknesses identified through audits and reviews.
Prepare compliance reporting for senior management as necessary.
Qualifications:
3-5 years of professional work experience in consumer regulatory compliance preferred
2 or more years of management experience preferred
Experience in compliance, internal audit, external audit, quality control, and/or risk is required
College degree required
CRCM or similar compliance certification strongly preferred
Strong verbal and written communication skills
Knowledge of consumer compliance laws and regulations (e.g., UDA(A)P, Servicemembers Civil Relief Act, Military Lending Act, Truth in Lending Act, Reg. Z, Fair Credit Reporting Act, Reg. V, Electronic Fund Transfer Act, and Reg. E)
Experience with implementing the COSO Framework preferred
Ability to problem-solve, and to investigate and identify root causes
Exceptional judgment and analytical skills, and keen attention to detail
Ability to manage and oversee multiple engagements and work streams with various departments
Experience working in a highly-regulated environment required
Previous experience developing executive reporting and presenting to key internal and external stakeholders is preferred