American International Group, Inc. (AIG) is a leading global insurance organization. Building on 100 years of experience, today AIG member companies provide a wide range of property casualty insurance, life insurance, retirement solutions, and other financial services to customers in more than 80 countries and jurisdictions. These diverse offerings include products and services that help businesses and individuals protect their assets, manage risks and provide for retirement security.
Get to know the business
Western World has been providing commercial brokers with non-admitted insurance solutions for over a half century. Our experience in the contract bind property, casualty and garage segments combined with the capabilities of Lexington Insurance, enhances AIG’s ability to provide non-admitted solutions from Main Street to Wall Street. Western World is headquartered in Parsippany, New Jersey.
About the role
Independently select, monitor, and price new and renewal business according to Company guidelines per Underwriter’s level of authority as outlined in individual “Authority Letter”.
Evaluate and price risks according to guidelines.
Develop strong, long term relationships with wholesale brokers and clients to profitably grow a book of business
Negotiate pricing, terms and conditions, & deal structure with brokers
Participate in special underwriting projects as needed
Provide superior customer service to brokers and clients
Market our products and services and travel accompanied to assigned agents as required.
Communicate with agents regarding rating, underwriting and policy issuance issues.
Train and mentor underwriting staff as well as review, and when necessary, approve underwriting decisions.
Initiate, coordinate and implement projects to completion such as revised forms, new coverages/classes, research, and underwriting guide revisions.
Assist in planning, coordinating, and implementing in-house education training or other company functions.
Independently underwrite risks of any level of complexity.
Implement work systems and procedures. Suggest improvements whenever necessary.
Assist in the evaluation of agents and make recommendations to management.
Use various underwriting tools available to you to gain a deeper understanding of your portfolio in order to predict and root out poor performing products and lines of business. Identify loss drivers and determine solutions to grow a profitable mix of business.
Represent the company in a professional manner at industry functions, conventions, and corporate events.
Advise, make recommendations to and generally assist the Line of Business leader in the development and administration of the company’s technical underwriting philosophies, objectives and product pricing.
Collaborate with other functional divisions to improve service and process efficiencies.
Make recommendation to Line of Business leader regarding analysis of statistical information provided by data processing and industry services to improve our underwriting and profitability.
Assist underwriters with quotes, problems, workflow, projects, etc.
What we’re looking for:
An undergraduate bachelor’s degree
Minimum 10 years of Commercial Insurance Company, Agency or Brokerage experience
Proven ability to build and maintain strong professional relationships
Working knowledge of US Casualty lines of business including product features, forms, regulatory environments and risks etc, ideally in the Surplus lines or Excess Casualty space
Demonstrated sales, marketing, and relationship building experience
Ability to work in dynamic, rapidly changing environment, adapting to changing requirements and collaborating with a wide range of colleagues to quickly deliver solutions
Willingness to be flexible, learn on the job, and maintain a can-do attitude
Comfort with analytical tools and technology
A look at our Benefits
We’re proud to offer a range of employee benefits and resources that help you protect what matters most – your health care, savings, financial protection and wellbeing. We provide a variety of leaves for personal, health, family and military needs. For example, our “Giving Back” program allows you to take up to 16 hours a year to volunteer in your community. Our global mental health and wellness days off provide all colleagues with a paid day off to focus on their mental health and wellbeing.
We also believe in fostering our colleagues’ development and offer a range of learning opportunities for colleagues to hone their professional skills to position themselves for the next steps of their careers. We have a tuition reimbursement program for eligible colleagues to enhance their education, skills, and knowledge in areas that relate to their current position or future positions to which they may transfer or progress.
We are an Equal Opportunity Employer
American International Group, Inc., its subsidiaries and affiliates are committed to be an Equal Opportunity Employer and its policies and procedures reflect this commitment. We provide equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories such as sexual orientation. At AIG, we believe that diversity and inclusion are critical to our future and our mission – creating a foundation for a creative workplace that leads to innovation, growth, and profitability. Through a wide variety of programs and initiatives, we invest in each employee, seeking to ensure that our people are not only respected as individuals, but also truly valued for their unique perspectives.
AIG is committed to working with and providing reasonable accommodations to job applicants and employees with physical or mental disabilities. If you believe you need a reasonable accommodation in order to search for a job opening or to complete any part of the application or hiring process, please send an email to